Autonomous Agents Reshape Digital Finance as AI Dominates Trading
The financial sector is undergoing a seismic shift as autonomous agents—AI-driven programs capable of independent decision-making—take over tasks once reserved for human experts. Trading and portfolio management are now executed with millisecond precision, with algorithms handling 60–75% of major equity market volumes as of 2024.
Retail investors are flocking to robo-advisors, pushing assets under management from $200 billion in 2018 to over $1.1 trillion by 2023. Institutional players are equally aggressive, with 70% of U.S. stock market trades executed by AI algorithms by 2021’s end. The era of human-centric finance is fading fast.